Credit Cards

Verified VisaAt Members Alliance FCU, we offer the VISA® Classic and the VISA® Gold credit card. Your credit card should offer convenience, not high costs. Why spend more on fees and interest charges than you have to? Discover the savings of a Members Alliance FCU VISA® Card.

You'll enjoy the following benefits:

  • No annual fee
  • 25-day grace period
  • No transaction fee on cash advances(interest accrues from the day of the advance)
  • Convenience Checks for easy access to your credit line for tuition, remodeling, home repairs, and more
  • Purchase reward points with Scorecard. You can use them for air travel, hotel stays, rental car service, or gift purchases
  • Credit life and disability insurance through Creditors Resources Inc.-Life Investors Insurance Company


Please click here to report a lost or stolen Members Alliance FCU VISA® Classic or VISA® Gold credit card or click here for the credit card payoff calculator.

Choose The Plan That Works For You VISA® Classic VISA® Gold
Annual Percentage Rate 12.90% 10.90%
Other Annual Percentage Rate
(cash advance & balance transfers)		 12.90% 10.90%
Annual Membership Fee NONE NONE
Grace Period for Purchases 25 DAYS 25 DAYS
Method of Computing Balance Average Daily Balance (including new purchases)
Minimum Finance Charge NONE NONE
Transaction Fee NONE NONE

Cash Advance Fee: NONE
Over-Credit-Limit Fee: $10.00
Late Payment Fee: 10% of payment due if paid ten (10) or more days after due date. Late payments and over-limit transactions violate your VISA® account agreement.
Charges incurred by use of the VISA® card are due on receipt of the account statement.

Return Check Fee: $28.00
Request for Statement Copy Fee: $1.00